CYBER-EXPERTS have warned that simply changing your smartphone setting isn't enough to keep you safe online.
It's always important to have the best iPhone or Android security settings – but you can still be hacked very easily.
Hackers are becoming increasingly sophisticated, and so you'll need to make sure you're not making any big mistakes.
A hack attack can be devastating – potentially raiding your private info and even your bank accounts – so it's more important than ever to be aware of the risks.
Cyber-expert Roger Grimes, of KnowBe4, has warned against relying too heavily on smartphone settings to stay safe.
"Anyone thinking a setting is going to stop someone from being exploited by hackers or malware doesn't really understand how hackers hack," Roger told The Sun.
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"99% of hacking is done by social engineering and unpatched software, none of which can be prevented by any setting.
"It's literally a false, feel-good idea; enabling any setting on your cell phone will do little to anything to stop attackers.
"The best way to stop hackers and malware can't be stopped by a 'setting'."
Instead, Roger revealed four key pieces of advice for trying safe online.
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Four tips to stay safe online
Roger's first tip is to be more aware of social engineering tricks that hackers use.
That means reading about hack attacks, and being on alert when you receive unsolicited emails or messages.
Make sure you never hand private info to anyone without 100% verifying who they are first – and even then, consider if there's a better way to achieve your goal.
The second tip is to keep your software updated.
Tech companies regularly plug security holes in updates, so keep an eye out for the latest patches on your iPhone or Android.
The third tip is to ensure you're using multi-factor authentication for logins.
That often means getting a code via text (or through an authenticator app) when you're logging in somewhere.
This adds an additional layer of security over just using your password.
But remember: never share your two-factor codes with anyone, even if someone that is seemingly a friend, family member of colleague asks for it. They may have been hacked themselves.
Finally, ensure that you're using different (and very secure) passwords for every single website or app that you visit.
You can use a password manager like Apple's iCloud Keychain to help with this
"There are no other defences, besides these four, that would have the most impact on decreasing cybersecurity risk," Roger told The Sun.
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"It is the world's lack of focus on these four defences that make hackers and malware so successful for so long."
If you think you've been hacked, make sure you change your passwords as soon as possible – and log out all other sessions on the app if you can.
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