Five forms of support pensioners can claim right now – can you get top-up this winter?

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Therese Coffey outlines the benefits of Pension Credit scheme

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People who are past retirement age are often no longer working and their regular income can be lower as a result. That is why it is vital for retirees to be aware of the various benefits they can claim which could help support their cost of living.

Here are five pension benefits available right now:

Pension Credit

Pension Credit is one of the more helpful benefits available to pensioners, and it could provide a helpful boost to people’s income.

It gives extra money to people who are over the state pension age, which is currently 66 in the UK, who are on a low income.

Pension Credit tops up single pensioners’ income to £177.10 per week if they currently receive less than that, or £270.30 in joint income for couples.

Retirees who reached retirement age before April 6, 2016 and who have made some provision towards their pension already, through a personal or workplace pension for example, could get an extra £14.04 per week if they are single, or £15.71 for couples.

Warm Home Discount

There are various winter benefits available to pensioners which could help them cope with the cost of living during the coldest months of the year, and the Warm Home Discount is one option for retirees.

The Warm Home Discount provides a one-off discount of £140 on people’s electricity bills for the winter.

People who get Pension Credit will be automatically eligible for the Warm Home Discount.

The window to apply for the discount is already open, so pensioners who believe they are entitled to support can claim now.

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Winter Fuel Payment

Pensioners who were born before September 26, 1955 could be eligible for the Winter Fuel Payment as another way to offset the cost of heating their home.

Recipients could get between £100 and £300, depending on when they were born and their living arrangements.

Those who are eligible and receive the state pension will automatically receive this benefit each year, and will not have to go out of their way to claim it.

The deadline to claim for the winter of 2021/22 is March 31, 2022.

Cold Weather Payment

The Cold Weather Payment is a benefit which is paid to people who get certain benefits, one of which is Pension Credit.

It is paid when the average temperature in the area someone lives is recorded as, or forecast to be zero degrees celsius or lower for seven consecutive days.

Between November 1, 2021 and March 31, 2021, claimants will get £25 for every seven-day period in which the temperature drops below zero.

Free TV licence

People aged over 75 who receive Pension Credit are eligible to receive a free TV licence.

Claiming a free TV licence would save someone £159 for the year, and the licence covers everyone living at an address.

Those who meet the eligibility criteria can apply when they are 74 if they already get Pension Credit, meaning they will be covered by the free licence as soon as they turn 75.

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